Location: London
Salary Range: £105,000
Type: Permanent / Hybrid
Overview
This role is for a Senior Commercial Package Underwriter with a strong focus on new business development within the middle-market segment. The position is responsible for underwriting and trading new commercial package business, working closely with broker partners across the UK. Responsibilities span the full new business lifecycle, including pipelining, quoting, negotiation and conversion, while maintaining underwriting discipline and service excellence.
Key Responsibilities
- Underwrite, quote and convert new commercial package business within the middle-market segment, in line with agreed targets and business plans.
- Proactively develop and manage a strong pipeline of new business opportunities through regular engagement with broker partners and internal stakeholders.
- Demonstrate effective trading behaviours, negotiation skills and commercial judgement to successfully close new opportunities.
- Deliver a consistently high level of underwriting service and responsiveness to brokers.
- Collaborate with sales, distribution, risk engineering, operations and underwriting colleagues to deliver a cohesive and competitive proposition.
- Maintain underwriting integrity by operating within agreed underwriting guidelines, best practices and delegated authorities, supported by peer review.
- Ensure accurate and timely maintenance of underwriting records, data and documentation.
- Build and maintain strong broker relationships, representing the business professionally in the external market.
- Conduct all business activities ethically and in line with compliance standards, service expectations and professional conduct requirements.
- Act as an ambassador for the brand, supporting a strong and credible market reputation.
- Proven experience within a commercial package or multiline underwriting environment.
- Strong underwriting background with the ability to hold significant underwriting authority in at least one core line of business, alongside an understanding of broader product lines.
- Ability to work autonomously within delegated underwriting authority and make sound commercial decisions.
- Strong expertise in risk assessment, claims analysis and the effective use of loss control resources.
- Demonstrable track record as a new business-focused underwriter within the middle-market segment.
- Results-driven mindset with the confidence to work on own initiative and manage competing priorities.
- Ability to adapt to change and perform effectively in a fast-paced, dynamic environment.
- Collaborative team player with excellent interpersonal, verbal and written communication skills.
- Commitment to delivering a high standard of underwriting service and speed of response.
- A-Levels or equivalent required; a degree and/or ACII qualification (or progress towards) is preferred but not essential.