Senior Cargo Underwriter – Specialty MGA

Back to job search

Senior Cargo Underwriter – Specialty MGA

  • Location:

    London

  • Contact:

    Junior Garba

  • Contact email:

    junior.garba@equitycity.co.uk

  • Job ref:

    642

  • Published:

    6 days ago

  • Expiry date:

    2025-12-19

Cargo Underwriter – Specialty MGA

Location: London / Hybrid
Employment Type: Permanent
Salary: Competitive

Overview

A leading and rapidly growing specialty MGA is seeking a Cargo Underwriter to help develop and manage its marine cargo portfolio. This is a commercially focused underwriting role that combines technical underwriting, broker engagement, and portfolio contribution.

You will work closely with experienced team leaders while still having clear ownership of relationships, underwriting decisions within your authority, and helping to drive new business opportunities across the market.

Key Responsibilities

Underwriting & Portfolio Contribution

  • Underwrite new business, renewals, and endorsements in line with delegated authority.

  • Assess risk quality, review technical documentation, and structure competitive, profitable terms.

  • Contribute to the ongoing development and performance of the cargo portfolio.

  • Support the pricing, analysis, and review of accounts and segments.

  • Maintain high quality system records and ensure underwriting data standards are met.

Broker Engagement & Business Development

  • Build and maintain productive broker relationships across the London market.

  • Proactively identify new business opportunities and contribute to targeted growth plans.

  • Attend broker meetings, market events, and client sessions to represent the MGA.

  • Provide responsive, solutions-driven support to broker partners.

Market Insights & Collaboration

  • Monitor market trends, competitor behaviour, and pricing developments.

  • Share insights with senior underwriters to support product and portfolio strategy.

  • Work closely with internal stakeholders across operations, claims, and compliance.

  • Participate in team discussions around underwriting appetite, product evolution, and emerging risks.

Governance & Compliance

  • Operate within underwriting authority, internal controls, and FCA requirements.

  • Maintain accurate audit trails and support internal reviews where required.

  • Contribute to continuous improvement initiatives across underwriting processes.

Candidate Profile

Essential Experience

  • Experience underwriting marine cargo risks in the London and or Lloyd’s market.

  • Strong technical understanding of cargo exposures, pricing, wordings, and distribution.

  • Commercially minded with the confidence to engage brokers and support new business growth.

  • Organised, collaborative, and able to manage a varied underwriting workload effectively.

Desirable

  • Experience within an MGA environment or agile underwriting platform.

  • Progress toward ACII or equivalent.

  • Strong analytical mindset and interest in portfolio performance.

Opportunity

This is an excellent opportunity to join a well backed MGA that values technical skill, commercial drive, and market presence. The role offers autonomy, strong broker visibility, and the chance to contribute meaningfully to a growing and successful cargo portfolio while working in a collegiate and supportive team.